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WebMar 6, 2024 · You can get a loan without a job by finding a cosigner or co-borrower, providing an alternative source of income, putting up collateral. Lenders won’t discriminate against you just because you don’t have a job, but they will require you to demonstrate the ability to repay what you borrow somehow. Any income you receive could help you qualify for an unsecured loan. You'll have to provide documentation, such as a recent statement. Lenders may consider: 1. Child support 2. Alimony 3. A pension or annuity 4. Disability 5. Social security 6. Dividends 7. Interest 8. Required minimum distributions from … See more If you don't have enough income to qualify for the loan, you might be able to qualify for a secured loan based on your assets instead. Here are examples of assets a lender might consider: 1. Bank accountor certificate of deposit … See more Credit unions and banks usually have secured loan options. Virtually all will consider different income sources for an unsecured loan. Only … See more Title lenders make loans using your vehicle as collateral. Payday loanscharge enormous fees. These are considered predatory loans. They are very expensive, and you can end up paying back many times the loan … See more An online loanis similar to a loan from your local bank. They will usually consider income sources other than employment. Many popular online … See more only moers